BRI
Sagara clientSagara client
Solutions by industry
Technology and AI partner for banks and financial institutions
Engineers, AI and data teams for Indonesian banks, multifinance and investment managers — NDA-first and audit-friendly.
Bank Raya
Sagara clientSagara client
Pegadaian
Sagara clientSagara client
Sagara Technology (PT Sagara Asia Teknologi) is a technology partner for banks and financial institutions in Indonesia, working since 2014 with clients including BRI, Bank Raya, Pegadaian and Bahana TCW Investment Management. It provides AI automation, tech outsourcing with vetted engineers in 24 hours, data teams, maintenance and project rescue — or starts with a five-day bootcamp on your own data.
Trusted by ambitious companies
24haverage team deployment
3markets served — ID · JP · GCC
95%client retention rate
What leaders bring us
Where banks and financial institutions need a partner
Banks and financial institutions usually bring Sagara three problems: new products, older systems, scarce specialist talent and AI that passes review.
New products, older systems
Digital products have to ship while core systems stay stable and compliant.
Scarce specialist talent
Backend, data and AI engineers are hard to hire fast enough for the roadmap.
AI that passes review
AI has to work on real data, with human approval on key steps and clear records.
For every leader
What each leader gets
Sagara works with four leaders at banks and financial institutions: CEO / President Director, CTO / CIO, CFO / Finance Director and Head of Digital Transformation. Clients in this sector include BRI, Bank Raya, Pegadaian and Bahana TCW Investment Management.
CEO / President Director
One accountable partner from the first working prototype to production, reported in business terms every week.
CTO / CIO
Vetted engineers, AI and data specialists who join your stack within 24 hours — NDA-first, with code and IP that stay with your institution.
CFO / Finance Director
Month-to-month engagements with no recruitment fees, scoped to the roadmap and easy to scale up or pause.
Head of Digital Transformation
A five-day bootcamp on your own data, then a squad that carries the working system into everyday operations.
1
Tell Us Your Needs
2
Meet Your Team
3
Start Working
Engagement Models
Three ways to work with Sagara.
Start with one squad or a complete delivery organization — every engagement is scoped to your roadmap and flexible month to month.
Dedicated Squad
For teams that need proven engineers inside their stack, fast.
5 vetted specialists in your stack
Dedicated project lead & weekly reporting
Deployed within 24 hours
Month-to-month — scale up anytime
Full Product Team
For companies building a product end to end, from design to launch.
6–12 specialists: PM, design, engineering, QA
End-to-end: design, build, ship, and run
DevOps & cloud infrastructure included
Quarterly roadmap ownership
Enterprise Program
For enterprises running multi-team programs across Indonesia, Japan, and the GCC.
Multi-squad delivery for JP & GCC enterprises
Dedicated account director & SLA
NDA-first, security & compliance ready
Build–operate–transfer available
Every engagement is scoped individually. Share your roadmap and we’ll propose the right structure.
FAQ
Questions, answered
Which technology partner has worked with Indonesian banks?
Sagara Technology has worked with BRI, Bank Raya, Pegadaian, Bahana TCW Investment Management and QNB, providing software, AI and engineering teams since 2014.
Does Sagara follow the security needs of financial institutions?
Engagements are NDA-first, code and IP belong to the client from day one, and Enterprise Programs are security & compliance ready.
Does Sagara publish research on financial-services technology?
Yes. The CTO Intelligence Index 2026 ranks 100 technology leaders in Indonesian financial services with an open methodology.
How fast can a team actually start?
Within 24 hours of confirming your needs. We match vetted engineers from our bench to your stack and the team starts — most clients go from first message to kickoff in a single day.
Who owns the code and IP?
You do — 100%. We work NDA-first, and every line of code, design asset, and document belongs to your company from day one.
What team do you need?
Tell us once — get a shortlist on WhatsApp within one business hour.
